Kristin changed my life!
Really, my situation was very unique. As a single person, I had been trying to get in position to buy a house in Baltimore for almost a year. The home buyer's counseling organization I had been working with led me to believe that I was not qualified yet and had me jumping through endless hoops.
I knew there was a program through my employer that helped people with grants for a down payment called Live Near Your Work. I also knew about grants available through the city like Live Baltimore, Vacants to Value and Healthy Neighborhoods. To learn more and speed up my process, I decided to go to the Live Baltimore event last September.
The first person I met there was Kristin and within minutes she was able to give me the information, motivation and hope that I could be a homeowner sooner than I thought. She said I was currently qualified and could set me up with a lender by the end of the weekend. She also offered to be my agent and the rest is history.
I went on the Live Baltimore trolley tour and saw the amazing renovations and opportunities there were for me to buy a house in the city. I entered the Live Baltimore lottery and ended winning a grant.
With Kristin's help, I was able to see many houses and decide on my future home. Over the next few weeks, we worked together to solidify grants and contracts. We also had the challenge of sellers that had moved out of the country. She helped with getting me the appraisal and an affordable, reliable inspector right away.
The lending team she referred me to was very helpful and patiently walked me through the process of buying and home and get to closing. We also discovered more grants (total of four) that I qualified for giving me a substantial down payment.
Finally, at the beginning of December, we were able to close. Kristin was with me every step of the way, always available by text, phone, and email. I felt confident in her negotiating skills and knowledge of real estate.
If it were not for Kristin, I might be still jumping through hoops trying to buy a home in Baltimore City. I am truly grateful for her expertise and for that fact that she literally changed my life.
My and my dog couldn't be any happier in our Charles Village row home. Thanks, Kristin!